Your Personal Loan - Approved Instantly!*
Choose your desired loan amount
Assuming annual interest rate 13% and 60 months tenure
Business Loan
Apply Online for an Instant Business Loan
Features & Benefits
- Seamless online tracking & powerful dashboard
- Manage & change custom preferences in seconds
- Cover inventory, equipment, office expansion, marketing, salaries & more
- Flexible tenures & competitive interest rates
- Expert advice & support throughout loan tenure
- 100% digital application & document upload
Apply online for a business loan today, and begin to manage your account on our simple but highly powerful dashboard. With our seamless online tracking process, you can manage and change your custom preferences in seconds.
Tailored for Your Sector
Our loan products cater to a variety of sectors, including retail, e-commerce, manufacturing, travel, and others. We also offer expert advice and support throughout your business loan tenure, so you can make informed decisions and manage your finances effectively.
Eligibility Criteria
- Indian resident, age 25 to 65 years
- Minimum annual turnover: INR 25 Lakhs
- Business vintage: 3+ years
- ITR filed for last 2 years
- Sole proprietorship, partnership, pvt ltd, LLPs, self-employed professionals
Documentation Required
- KYC: PAN Card, Aadhaar / Voter ID / Passport
- Last 2 years ITR with computation
- Proof of business existence (GST, registration)
- Bank statements (last 12 months)
- Financials: P&L, Balance Sheet (audited)
Fill online application
2 minutes, basic details
Upload documents
Digital KYC & bank statement
Instant eligibility check
AI-powered underwriting
Sanction & disbursal
Funds within 24-48 hrs*
Unlock new growth opportunities
SMFG India Credit supports entrepreneurs and business owners by offering a range of unsecured business loan solutions of up to INR 75 lakhs*. Use our business loan solutions to cover key expenses like buying inventory, purchasing new equipment, office expansion, marketing, salaries, and more.
Read on to explore the features and benefits of our business loan offerings, check the eligibility criteria and documentation, and learn what to expect from the online business loan application process.